If you're an underground miner in Australia you'll know that obtaining life insurance and income protection is not the easiest task.
The big miners such as BHP, Rio Tinto, Xstrata and Fortescue will often have their own employee insurance schemes, but these insurance policies won't be suitable to all underground miners and their personal financial situations.
Many suburban financial advisers are wrongly of the opinion that life insurance and income protection for workers employed on underground mine sites is just too difficult to obtain, but thankfully we know different.
There are a number of life insurance companies in Australia who do offer life insurance for underground miners, and the application process is generally no different than if you were an office worker or a tradesman.
If you would like to find out more about underground miners insurance we recommend you find a financial adviser or insurance broker who specialises in underground miners. They are certainly out there, but you will sometimes have to look harder to find a specialist.