The Loan Process | Loans Types | Borrowing Power | Rates & Fees | Pre-Approval | How to Apply

How do I get a pre-approval?

We no longer provide mortgage services directly, however we do provide a service which can link you to a mortgage broker in your area.

Click here to find out more about your next mortgage.

A pre-approval generally uses the same application form as a full approval, however the lender will not require evidence of your income and saving history at this stage.

Once you have found the right home, the pre-approval is converted to a full approval by submitting various documentation requested by the lender (such as payslips, bank statements etc) and completion of a valuation on the property.

Many lenders will issue pre-approvals quite freely, but it is important to remember that a pre-approval is not a binding agreement. The lender is under no obligation to honour the pre-approval. To ensure your pre-approval is more likely to be honoured, it is important that all relevant information is provided upfront so there are no surprises when you submit your full documentation.

Equita Financial can help you through the process from start to finish and ensure you have the best chance of not only receiving your pre-approval, but also getting to full approval when the time comes.

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General Advice Warning: The information contained within this website is general in nature and does not take into account your personal needs and objectives. You should not act upon any information without first seeking professional advice. Equita Financial Services Pty Ltd is no longer an authorised representative of an AFSL, and is therefore not licensed to provide financial advice. Please read the terms and conditions of use for this website.
Are you a tradie looking for income protection or life insurance for tradesmen? Check out Tradesman Insurance for the right advice. For medical professionals we recommend life insurance for doctors. Insurance consulting services are supplied to Equita by AMAUS.
Equita Financial no longer provides financial advice on risk insurance, superannuation or investment. Our website provides information on life insurance, total & permanent disability (TPD insurance), trauma insurance, income protection and funeral insurance. Our website also contains information on superannuation, retirement planning and investment, including managed funds and margin lending. The information is general and should not be seen as advice. You should not act upon any information on this website without first seeking advice from a qualified and licensed professional.