We no longer provide mortgage services directly, however we do provide a service which can link you to a mortgage broker in your area. Click here to find out more about your next mortgage.

Applying for your first home loan, or even your second or third can be a daunting experience. At Equita, we have the expertise and experience to guide you through the process. We will not only find you the best home loan, but will do so in a way that reduces the stress and hassle to you.

In most cases, the process is relatively simple and goes something like this:

Step	Description
1	You tell us about your needs and objectives
2	We do the research and provide you with the available options, as well as advising you which option we believe is best for you
3	Once you have agreed on a particular option, the necessary paperwork is completed and submitted to the lender
4	The lender will come back with an approval, or may request further information to support your application
5	A valuation will be conducted on the property you are purchasing (or borrowing against)
6	If the valuation is suitable, formal finance approval will be given
7	We wait until settlement, during which time we will always be available to answer any questions you may have
8	Settlement day arrives and you receive the keys to your new home

Sometimes the process doesn't go as smoothly as this, and this is where the knowledge and the experience of a good adviser will help to get you through the process as smoothly as possible.

When the process doesn't go smoothly, sometimes customers can feel intimidated and bullied by the banks to do things their way. At Equita, we will never be intimidated by the banks, and will always fight for our client - you - to ensure you're getting the service you deserve.